Product Manager-Agri-Fin-Dealer Funding(DF) -Sales
Kotak Mahindra Bank
5 - 10 years
Mumbai
Posted: 12/6/2024
Job Description
The Crop Loan (ARB Division) Product Lead will own the full lifecycle of our individual agricultural lending products by identifying market opportunities, developing new loan offerings, and managing the portfolio performance to drive growth and profitability.
Function- ARB Crop Loans
Grade- M7/M8
Key Responsibilities:
- Conduct comprehensive research and analysis on farmer needs, crop cycles, regional requirements, government programs, and competitor offerings to identify unmet demand opportunities.
- Design, develop, and implement innovative agricultural lending products tailored to crop, equipment, infrastructure, and other needs.
- Create marketing materials, programs, and campaigns to effectively promote products to farmers and agricultural businesses.
- Manage the approval process for new agricultural products across finance, risk, operations, legal, and compliance teams.
- Monitor portfolio metrics such as acquisition, activation, utilization, and delinquencies to identify areas for improvement.
About Company
Kotak Mahindra Bank is one of India's leading private sector banks, offering a wide range of financial services including personal banking, corporate banking, investment banking, insurance, and asset management. Established in 1985 and headquartered in Mumbai, it is known for its innovative banking solutions, customer-centric approach, and strong focus on digital transformation. The bank caters to diverse customer segments, from individuals to large corporations, emphasizing trust, transparency, and growth.
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