Product Associate - Lending - Credit Documentation

JP Morgan

0 - 3 years

Bengaluru

Posted: 02/06/2025

Job Description

Join our Lending Product Development Team as a Product Associate, where innovation meets excellence in Wealth Management.

As a Lending Product Associate within the Wealth Management Team, you will support product development and lifecycle management for credit documentation. You will gather insights, conduct research, and manage the product backlog. Collaborate with cross-functional teams to align products with customer needs and business goals.

 

Job Responsibilities:

  • Assist in developing strategies and visions for credit documentations that deliver value to financial institutions and clients.
  • Support discovery efforts and research using design thinking approaches to uncover solutions for the challenges and integrate them into the product roadmap.
  • Maintain and develop a product backlog that supports the overall strategic roadmap for the product.
  • Participate in agile ceremonies such as sprint planning, daily stand-ups, and retrospectives.
  • Assist in the testing and release management strategy and Product testing.
  • Support the product owner and senior team members in their daily tasks and responsibilities.
  • Facilitate collaboration and communication within the team and with other departments particularly those involved in risk management and compliance.
  • Act as a point of contact for product-related queries and updates.
  • Seek opportunities to improve processes and enhance productivity and product quality.
  • Utilize design thinking methodologies to help de-risk credit documentation strategies and product investments by validating assumptions early and iterating based on user feedback.

 

Required qualifications, capabilities, and skills :

  • Graduate with 5+ years of experience in Banking / Financial Services or a related field.
  • Strategic and analytical thinker with a drive towards execution and results.
  • Understanding of product strategy and roadmap development.
  • Familiarity with the product development lifecycle and agile methodologies.
  • Basic data analytics and digital skills to support business transformation.
  • General market and product knowledge, with an interest in industry trends.
  • Willingness to learn and apply innovation and design thinking techniques.

 

Preferred qualifications, capabilities, and skills :

  • Influencing skills to manage a variety of stakeholders from different functions.
  • Team player who proactively shares knowledge and information within and outside the function and can manage other team members.

About Company

JP Morgan Chase & Co. is one of the world's largest and most prestigious financial institutions, headquartered in New York City. It operates in over 100 countries, providing a wide range of financial services including investment banking, asset management, commercial banking, and wealth management.The company serves corporations, governments, institutions, and individual clients, offering expertise in areas such as mergers and acquisitions (M&A), securities trading, and credit management. Known for its global reach and financial strength, JP Morgan is a leader in innovation and sustainability within the banking industry.

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