Principal Software Engineer

Job Title: Principal Software Engineer (Full Stack Banking Domain)

Role Overview

We are seeking a highly accomplished Principal Software Engineer with strong full-stack expertise and proven architectural leadership in banking/financial services environments. The role demands hands-on technical depth, strategic architectural thinking, multi-project delivery ownership, and strong stakeholder collaboration.

The ideal candidate will drive enterprise-grade solution design, ensure engineering excellence, and lead complex initiatives across frontend, backend, cloud, and distributed systems within regulated environments.

Mandatory Skills (Must-Have)

1. Core Technical Expertise

Frontend

• Advanced proficiency in React.js, JavaScript (ES6+), HTML5, CSS3
• Strong experience in:
• Component-based architecture
• React Hooks
• State management (Redux / Context API)
• UI performance optimization
• Working knowledge of Angular

Backend

• Strong hands-on experience in:
• Java & Spring Boot
• Node.js / Express.js
• Experience designing:
• RESTful APIs
• Microservices architecture
• Distributed systems
• Strong understanding of secure API design & authentication mechanisms

Database Expertise

• Experience with:
• SQL Server / PostgreSQL
• MongoDB
• Strong data modeling knowledge
• Ability to design optimized schemas and write high-performance queries

Cloud & DevOps

• Hands-on experience with AWS services:
• Lambda, EC2, S3, RDS, API Gateway, Cognito, CloudFormation
• Strong understanding of:
• CI/CD pipelines
• Docker
• Kubernetes
• Monitoring & automation
• Experience designing cloud-native, resilient architectures

Banking Domain (Mandatory)

• Strong exposure to:
• Banking operations & financial products
• Regulatory and compliance requirements
• Experience working on:
• KYC systems
• Payments platforms
• Core Banking Systems
• Customer servicing systems
• Ability to align technology solutions with regulatory frameworks

2. Architecture & Engineering Leadership (Mandatory)

• Experience designing scalable, high-availability enterprise systems
• Strong knowledge of:
• Service decomposition
• API strategy
• Data flow design
• Security & resilience patterns
• Experience presenting architecture to review boards
• Ability to create architectural proposals aligned with enterprise standards
• Proven experience balancing business priorities with architectural soundness

3. Delivery & Ownership (Mandatory)

• Proven track record of leading multiple initiatives
• Strong planning, estimation & dependency management skills
• End-to-end ownership from:
• Design Development Testing Deployment Monitoring
• Experience conducting code reviews and enforcing engineering best practices

4. People Leadership (Mandatory)

• Experience mentoring and guiding engineering teams
• Strong stakeholder communication skills
• Ability to influence technical decisions
• Experience collaborating with Business, Product & Enterprise Architects

Required Qualifications

• Bachelors or Masters degree in Computer Science / Engineering
• 10+ years of software development experience
• 5+ years in technical leadership / architecture roles
• Mandatory experience in Banking / BFSI domain

Good-to-Have Skills

• Experience with Azure or GCP
• Event-driven architecture (Kafka, SNS/SQS)
• Dev Sec Ops exposure
• Experience in legacy modernization initiatives
• Exposure to enterprise integration patterns

Professional Attributes

• Strong ownership mindset
• Strategic thinker with long-term architectural vision
• High accountability and integrity
• Ability to thrive in fast-paced environments
• Proactive and innovation-driven