Portfolio Resolutions Manager-Other location-ARD RETAIL-ARD Retail Portfolio

Kotak Mahindra Bank

2 - 4 years

Noida

Posted: 24/06/2025

Job Description

 

 

Portfolio Resolutions Manager (Legal Collections – Secured/ Mortgages)

 

 

Location: Noida/Delhi NCR 

 

 Job Role: 

 

  • Recovery from Stressed Secured Loans. 
  • Achievement of collections targets.
  • Planning, strategizing and executing effective legal remedies for resolution from NPA accounts. 
  • Appointment of advocates, counsels, Solicitors etc. 
  • Creating and maintaining good rapport with the advocates, judiciary, enforcement authorities. 
  • Making/arranging for effective representation in the legal matters before various courts, tribunals and authorities. 
  • Drafting all kinds of legal documents. 
  • Training, guiding, assisting and facilitating the team for optimum and quality performance. 
  • Consistent and effective follow up and negotiation with the customers.
  • Liasoning with Lawyers and enforcement authorities, court staff etc. 
  • Service and execution of orders, notices, legal documents, warrants etc.
  • To carryout/facilitate effective liquidation of collateral assets of securities of the borrower/co-borrower/guarantor.
  • Tracing skip customers and properties and income sources of the customers 
  • Maintaining and updating MIS regularly.

 

 Job Requirement: 

 

  • Preferably a law graduate with experience of 2-4 years of handling litigations in recovery matters or graduate of any stream with experience in collections and recoveries, Additional advantage, if the candidate has worked or working in housing finance companies or in a Bank and has experience and exposure in securitization.
  • Should have effective drafting and communication skills with experience in IBC & SARFAESI etc.
  • Knowledge of all other requisite legal tools such as civil suits, DRT suits, arbitration claims, criminal complaints etc for recovery of dues and experience in employing the same 
  • Knowledge and working experience of local legal and execution practices and procedures 
  • Should be patient, committed, hard-working, team player, process driven, open to new ideas, passionate, optimistic, honest and ready to accept challenges
  • Should have eye for details, good integrity, intra personal skills, clarity 

About Company

Kotak Mahindra Bank is one of India's leading private sector banks, offering a wide range of financial services including personal banking, corporate banking, investment banking, insurance, and asset management. Established in 1985 and headquartered in Mumbai, it is known for its innovative banking solutions, customer-centric approach, and strong focus on digital transformation. The bank caters to diverse customer segments, from individuals to large corporations, emphasizing trust, transparency, and growth.

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