Portfolio Manager, AS

Job Title: Portfolio Manager

Location: Mumbai, India

Corporate Title: Associate

Role Description

Risk & Portfolio Management (RPM) is part of the global Trade Finance and Lending (TF&L) group and is responsible for developing and coordinating a comprehensive risk-to-revenue strategy to maximize portfolio risk/returns while proactively managing risk, balance sheet, and RWA consumption for Trade Finance & Lending.  Portfolio Management is responsible for ensuring TF&L perform optimally within the Key Performance Indicators for risk and resource utilization on a regional and global level, and for allocating financial resources to fit TF&L strategic goals with an emphasis on risk awareness, sustainable business, and efficient resource utilization.

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy

• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above
• Training on the job and close collaboration with our team in Mumbai, as well as onshore RPM teams, e.g. in New York and Frankfurt  

Your key responsibilities

TF&L Portfolio Manager is – in close collaboration with onshore RPM Portfolio Management colleagues - responsible for further improving the risk-reward of the TF&L Americas and EMEA portfolio through efficient allocation of risk resources by:

• Identifying and driving portfolio optimization while ensuring the Americas and EMEA TF&L portfolio performs optimally within agreed upon Key Performance Indicators (KPI)
• Increasing transparency on portfolio via reporting and analysis, including country, industry, and client reviews
• Facilitating the automation of reportings, preparing regular portfolio reportings and performing ad hoc analytics for senior management and outside requests
• After a period of learning on the job, opining on individual deals that do not meet minimum risk-reward targets, that fall outside of established product frameworks, and all new products/ structures.
• Monitoring overall portfolio financial risk, capital and liquidity consumption and risk-return performance
• Liaising with regional TF&L Sales and Management, other regional RPM teams, and key stakeholders (CRM, Treasury, FRM, etc) to shape overall TF&L Americas and EMEA risk and resource utilization strategy.
• Liaising with Sales and Distribution teams on employing de-risking strategies that not only reduce risk but obtain maximum reduction of financial resource utilization.
• Supporting RPM onshore colleagues on engagement in regulatory discussions and reviews, evaluating regulatory impact for TF&L products, and jointly formulating business strategies based upon regulatory impact.

Your skills and experience

• 4 - 6 years of work experience in relevant field of Finance/Economics
• Experience with Trade Finance & Lending products is a plus.
• Background in portfolio/credit risk is a plus.
• Good analytical and problem-solving skills.
• Ability to work in virtual teams and in matrix structures.
• Strong communication skills with excellent English, both orally and written
• Demonstrated flexibility and willingness to work for a global team with intensive international exposure.

Education | Certification (Recommended):

• Bachelor’s/ Master’s degree in Economics, Finance or Engineering

Technical Competencies:

• Knowledge of advanced Excel, Power Queries, Macros, and good understanding of working with large datasets
• Knowledge on Python, Tableau, and other analytical/reporting tools

Business Competencies:

• Communication - Experienced
• Financial Management - Basic
• Industry Knowledge - Experienced
• Innovation - Basic
• Managing Complexity - Basi
• Product Knowledge (internal & external) Basic
• Risk Management - Basic

How we’ll support you

• Training and development to help you excel in your career
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs

About us and our teams

Please visit our company website for further information:

https://www.db.com/company/company.htm

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.