Portfolio Analyst

Job Title: Portfolio Analyst

Location: Mumbai, India

Role Description

This role provides analysis of risks for a specific risk type (e.g. Credit, Market, Liquidity, Operational) and independently assesses material risks and/or key controls (as required), providing challenge where needed.  They monitor risk exposures and performance or key risk metrics, using and reviewing the risk type methodologies and supporting development of these where appropriate. Role holders also support decision-making and approvals around risks and preparation of key risk documentation and reports.  For Credit Risk: determines risk / return ratio and associated limit framework on client level lean risk transactions and assigns / approves credit ratings makes decisions and approvals based on their allocated authority level.

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy

• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your key responsibilities

• Monitoring and risk management of client exposure from credit risk perspective in Securities Services business across locations, which includes, but not limited to -
  • Real time risk management, that includes reviewing counterparty credit exposures and investigate/validate any limit breaches. Management of breaches, including escalation and ad hoc limits increases.
  • Maintenance and management of SeS CRM limits in close co-ordination with CRM and locations.
  • Overdrafts investigations and reporting
  • Risk oversight over RWA numbers, reasons and steps to optimize the same.
  • Periodic stress testing, client activity review etc.
  • Risk MIS and reporting – daily, weekly, monthly etc
• Contribute to development of Real-time Risk monitoring system for Securities Services
  • Understanding and communicating requirements to developers
  • Review of processes and systems developed by them from risk management perspective
  • UAT and simulation testing
• Assist in the preparation of ad hoc presentations/data/analysis as requested by the SeS Risk Manager
• Responding to client/ systemic credit events in timely manner and communicating impact / risk assessment and recommendations.

Your skills and experience

• Preferably 4+ years’ experience in an credit/market risk management role in a bank preferably in a transaction banking business
• A basic understanding of custody products/markets preferred
• Strong analytical skills and the ability to organize and summarize data
• Strong interpersonal and excellent communication skills (written and verbal)
• Proficient in the use of advanced Excel, Word and Powerpoint
• Educated to degree level or equivalent professional qualification. Desired background: MBA Finance / CAs
• An eye for detail, identify data discrepancies and exceptional problem-solving skills

How we’ll support you

• Training and development to help you excel in your career
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs

About us and our teams

Please visit our company website for further information:

https://www.db.com/company/company.htm

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.