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Operations Team Member-OPS-CMS Operations

Kotak Mahindra Bank

2 - 5 years

Mumbai

Posted: 29/10/2025

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Job Description

As an Operations Team Member, you will be responsible for overseeing the smooth functioning of payment products and related processes. This role involves a deep understanding of regulatory guidelines, efficient transaction processing, and effective customer service. You will work closely with various teams to ensure timely delivery and resolution of issues, contributing to the overall success of the bank's operations. Responsibilities:
  • Manage and process payment products, including NEFT, RTGS, and IMPS, ensuring compliance with regulatory guidelines.
  • Process offline files through different systems and understand accounting entries for various payment methods.
  • Perform end-to-end control checks during processing and efficiently reconcile pool accounts.
  • Publish daily MIS reports to senior management, including reconciliation and settlement process updates.
  • Liaise with IT and BSG teams to address system issues and ensure smooth operations.
  • Ensure timely and efficient customer service, managing escalations and maintaining high standards.
  • Follow defined maker-checker processes and obtain approvals for any deviations.
  • Analyze transaction volumes and processes, generating weekly/fortnightly/monthly reports.
  • Maintain a meticulous eye for detail in transaction processing and escalate any discrepancies.
  • Stay updated with banking applications and technical competencies, such as Finacle and MS Office.

About Company

Kotak Mahindra Bank is one of India's leading private sector banks, offering a wide range of financial services including personal banking, corporate banking, investment banking, insurance, and asset management. Established in 1985 and headquartered in Mumbai, it is known for its innovative banking solutions, customer-centric approach, and strong focus on digital transformation. The bank caters to diverse customer segments, from individuals to large corporations, emphasizing trust, transparency, and growth.

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