Officer – Credit Risk Senior Analyst - Client -C11 - Mumbai

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.

• Provides analysis of a business' financial trends, indicators and other client data for presentation to the Underwriting Manager for further discussion and consideration.

• Manages the risk associated with new and existing borrowing relationships through the following:

• Performs spreads of client business financial statements

• Creates Customer Accounting Systems’ through Credit Platform

• Recognizes potential client risk through early warning systems

• Performs periodic financial statement review

• Tracks established financial covenants

• Monitors compliance to borrowing base credit facility

• Accompanies Underwriting Manager on customer site visits (when appropriate)

• Compliance with Citibank policies to ensure satisfactory ratings from internal and external auditors.

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

As a successful candidate, you’d ideally have the following skills and exposure:

• 5-8 years previous experience in a financial institution with a focus on credit analysis and spreading software.

• Analyze program results vs expectations / Develop Strategies and Criteria / Gather data and prepare data for analysis

Education:

• Bachelor’s/University degree or equivalent experience

Global Benefits:

• We provide programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.

• We have a variety of programs that help employees balance their work and life, including generous paid time off packages.

Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Take the next step in your career, apply for this role at Citi today

https://jobs.citi.com/dei