Officer, Credit Risk Specialist

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Job Overview

The Credit Risk Specialist is an entry level position responsible for supporting the country CDE team, in coordination with the Risk Policy team. The overall objective of this role is to ensure a Country team's delivery and support for Credit Policy Automation through Blaze Tools.

Responsibilities:

• Provide end to end support to country risk on setup / maintenance of credit acquisition rules using CDE / RMA.
• Translate credit risk polices into rules, support testing and implementation.
• Support the daily workflow for a country unit that performs rules authoring.
• Solve unique services on issue/problems and recommend workarounds on requirement analysis, design, and coding.
• Participate in GC Agile Release Management – understand CI / CDE requirements, analyze impact, design solution, translate to rules setup, support testing & implementation.
• Support sanity testing in blaze upgrade activities.
• Support the daily workflow for a country unit that performs rule authoring.
• Apply basic technical knowledge to troubleshoot and resolve routine issues.
• Collaborate with senior team members to learn and implement best practices.
• Responsible for impact analysis and quality deliverables. Maintain the reputation from country risk team.
• Appropriately assess risk when business decisions are made, demonstrating consideration for the firms.
• Maintain documentation and support process improvements.
• Stay updated on emerging technologies and trends relevant to your area.
• Reputations and safeguarding Citi group, its clients, and assets, by driving compliance with applicable laws, rules, and regulation, adhering to policy, applying sound ethical judgment regarding personal behavior, conduct and business practices and escalating, managing and reporting control issues with transparency.

Qualifications:

• At least 2+ years of experience in system design & programming.
• Basic knowledge in Baking/Financial sector is desirable.
• Foundational technical knowledge in – Python, SQL, Java.
• Strong logical thinking & analytical skill needed for understanding system flow.
• Any exposure to credit initiation process & policy is added advantage.
• Any Rule Engine Hands-on desirable
• Eagerness to learn new technologies and tools.
• Good communication and teamwork abilities.
• Ability to work under pressure and manage to deadlines.
• Ability to work in a fast-paced environment.
• Consistently demonstrates clear and concise written and verbal communication.
• Attention to detail and intermediate problem-solving skills.

Education:

• Bachelor’s/University degree or equivalent experience