Officer – Credit Product Strategy & Plan Senior Analyst - C11 - Mumbai
Citi Bank
4 - 6 years
Mumbai
Posted: 21/05/2025
Job Description
Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.
CPSO team comprises senior Banking and Credit Risk SMEs along with specialized staff with a broad mandate spanning all of credit monitoring, portfolio management, collateral management, transaction management, credit risk middle office, quality assurance, issues management and regulatory issue remediation. The team’s objective is to ensure exceptional outcomes for Citi’s clients while sustaining industry leading safety and soundness as regards credit risk management by the first line of defense.
In this role, you’re expected to:
Effective Issue Resolution & Risk Mitigation by providing testing support to resolve MRAs/CAPs (Corrective Action Plans) and SIIs (Self-Identified Issues) across Institutional Credit Management (ICM)
Ensure timely completion of projects within the CPSO book of work
Implementation of best practices inline with established guidelines to drive operational consistency across Business Units
Following established governance mechanisms / controls to prevent recurrence of issues
Identify scope to leverage new age tools (AI/ML) to optimize processes across the ICM organization
Actively participate in Learning, Development & Training opportunities including instructor led courses
Identify scope to leverage new age tools (AI/ML) to optimize processes across the ICM organization
Support CPSE VoE Engagement, Belonging (DEI), and Leadership scores
Travel (less than 10%)
As a successful candidate, you’d ideally have the following skills and exposure:
Demonstratable financial services experience, including 4-6 years in Banking or FI Industry
Knowledge of Wholesale Credit Processes and Policies spanning the Credit Risk Value Chain
Thorough knowledge of Citi´s systems
Experience in preparing presentations for seniors
Awareness and adherence to the control environment
Proven culture carrier. Good interpersonal skills, with the ability to build relationships and exert influence
Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively with little to no supervision
Clear written and verbal communication skills, with the ability to communicate clearly and concisely
Intermediate Microsoft Office (Word, Excel, and PowerPoint) skills
Education:
BA/BSc in Finance or Accounting or higher degree in Business (MBA), or CFA, or any other related subject
Take the next step in your career, apply for this role at Citi today
About Company
Citi Bank, officially known as Citibank, is a global financial institution and the consumer division of Citigroup, a leading multinational banking corporation. Established in 1812, Citibank provides a wide range of financial services, including retail banking, credit cards, personal loans, wealth management, and investment banking. With a strong presence in over 100 countries, it serves millions of customers worldwide, offering both individual and business banking solutions. Citibank is known for its digital banking innovations, global reach, and commitment to financial inclusion and economic growth.
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