National Technical Manager-Loan Against Property (LAP)-Technical
Kotak Mahindra Bank
5 - 10 years
Kota, Mumbai
Posted: 02/10/2025
Job Description
The National Technical Manager will lead the technical valuation function across India for high-value LAP portfolios. This includes managing a team, coordinating with external agencies, ensuring accurate property valuations, and advising credit teams on collateral acceptability.
Responsibilities:Key Responsibilities:
- Leadership & Team Management
- Lead a nationwide team of regional and area technical managers.
- Build and develop a technically strong team with deep market knowledge.
- Review and approve technical valuation reports.
- Ensure fair property rates, proper documentation, and compliance with local construction norms.
Agency Management & Site Visits:
- Identify, empanel, and manage external valuation agencies.
- Monitor agency performance (TAT, quality, service levels).
- Personally inspect large or complex properties.
- Prepare and validate valuation reports for high-value assets.
- Act as a technical advisor to credit teams for collateral-related queries or disputes.
- Regularly interact with brokers and valuation firms.
Stay updated on property prices and regulatory changes
About Company
Kotak Mahindra Bank is one of India's leading private sector banks, offering a wide range of financial services including personal banking, corporate banking, investment banking, insurance, and asset management. Established in 1985 and headquartered in Mumbai, it is known for its innovative banking solutions, customer-centric approach, and strong focus on digital transformation. The bank caters to diverse customer segments, from individuals to large corporations, emphasizing trust, transparency, and growth.
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