National Sales Manager – Credit Card

Job Purpose

To lead and scale the Credit Card business for the organization at a national level, driving customer acquisition, portfolio growth, and profitability while ensuring strict adherence to RBI regulations.

Key Responsibilities:-

Sales Strategy & Business Growth

Own pan-India credit card acquisition, activation targets.

Develop and execute national sales strategies aligned with organization business objectives and risk appetite.

Identify growth opportunities across urban, semi-urban, and emerging markets.

Drive profitability through improved activation and fee income.

Channel & Partnership Management

Manage DSA, corporate tie-ups, digital journeys, and field sales.

Team Leadership & Capability Building

Lead Zonal and Regional Sales Heads across India.

Drive manpower hiring, performance management and training.

Build a high-performance and compliance-driven culture.

Risk, Credit & Compliance

Ensure adherence to RBI guidelines, KYC/AML norms, and fair practice codes.

Analytics & Reporting

Track MIS, dashboards, and key performance indicators.

Analyze competitor trends and market dynamics.

Present regular updates to senior management.

Candidate Profile

Education: Graduate in any discipline; MBA/PGDM (Marketing/Finance) preferred.

Experience: 1015+ years in Retail Financial Services with 5+ years of recent experience in Credit Card is mandatory.

Skills: Strong knowledge of organization regulations, multi-channel sales, analytics, and stakeholder management.