National Product Head

Company Name – Muthoot Fincorp Limited

1. Should be comfortable with digital initiatives, policies, processes, must have team handling exposure, product development, product management and implementation.
2. Preferred products to have managed: Secured, Loan against Property  
3. Unsecured - Business Loan, Small Business Loan, Salaried Personal Loan, Invoice discounting, Two-wheeler Loan etc.
4. Fairly good understanding of Indian e-Commerce marketplace and driving business for retail digital products
5. Ability to design and visualize digital customer journeys and process flows 
6. Ability to work with senior management, Directors’ offices, technical teams, and field teams to promote world-class products
7. Strong delivery focus, ability to work by objectives and against targets to unleash growth potential
8. Excellent interpersonal and verbal communication skills
9. Apply strategic thinking on overall perspective on business issues, activities and discuss their wider implications and long-term impact
10. Proficient in facilitating decisions and risks, run collaborative product & design activities to influence others and build consensus

Knowledge, Skills & Attributes

Experience in digital-product innovation management and must have experience in Secured lending / unsecured lending business

Opportunity to work closely with Heads and senior management; Will be strategic business owner of multiple products under SULB going forward with freedom to ideate, incubate and launch new products and integrations

Culture at Muthoot Pappachan Group

We do everything to gain and maintain the “Trust” of all the stakeholders and don’t do anything to lose their “Trust”. Trust is the overarching “Core Value”, one which, our other values have been built.

Our Core Values

Integrity

• Asking oneself before saying, doing or deciding on anything, whether it’s passing the test of integrity. No unethical shortcuts, to save time, money and energy. Strict adherence to regulatory and other statutory bodies guidelines. Transparency in all business deals. Offer solutions to customers on the basis of their needs only. Encourage people to highlight any practices that go against this core value

Collaboration

• Genuinely believe & treat the organization as your family. Encourage people to build healthy professional relationship with members of other departments and functions. Welcome feedback from other departments. Encourage people from other departments to join for brainstorming sessions. Look at the big picture (organization goals) rather than limiting the vision to the individual / department goal. Help others to achieve their goals / tasks

Excellence

• Maddeningly pursue excellence. Look for best outcomes before finalizing the approach. Maintain a constructive and critical mindset to gauge & ensure quality. Open for constructive feedback from others to refine the final output. Benchmark against the best only, should not be basis convenience. We should look for continuous improvement. Recognize and appreciate, if we observe any superior performance. Don’t get settled for less at any cost – display the go getter attitude. Encourage people to stretch in order to achieve excellence

Building on the bedrock of Core Values, below are the other key constituents of the “Culture Code”

• Honesty
• Humility
• Empathy
• Empowerment
• Agility
• Ownership
• Fresh Thinking & Continuous Renewal
• Inclusion
• Work-Life Balance

Role Requirements

Educational Qualification – Any UG/PG or MBA

Experience –15+ years of overall experience