NATIONAL CREDIT HEAD
Muthoot
6 - 20 years
Chennai
Posted: 27/06/2025
Job Description
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A | Job Specification | ||||
1 | Company Name | : | Muthoot Fincorp Limited | ||
2 | Position / Designation | : | National Credit Head – Secured & Unsecured Lending Business | ||
3 | Grade | : | DVP II | ||
4 | Employment Type | : | All Employment Type | ||
5 | Reporting to – Designation & Grade | : | Business Head – Secured & Unsecured Lending Business | ||
6 | No. of Reportees, Designation & Grade | : | |||
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| Main Tasks & Areas of Responsibility | : |
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8 | Skills and Exposure | : |
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9 | Special Requirements (If any) | : | Experience in handling a similar role in a NBFC/HFC at National role handling Micro LAP, LAP and Secured lending. | ||
10 | Job Location / State | : | Chennai | ||
11 | Compensation Band | : | As per policy | ||
12 | Entitlements | : | As per policy | ||
13 | Stake Holders | : | Internal – CMD, CHRO, Other HODs, Subordinates withing Departments, External – Vendors, External Auditors, Regulatory authorities, Merchant Bankers, Investors, Credit Bureaus, and Rating Agencies.
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B |
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15 | Educational Qualification / Technical Certification | : | CA, MBA (Finance) | ||
16 | Skill Sets | : |
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17 | Communication Skills | : | Good oral, written and presentation skills | ||
18 | Experience | : | 15+ years of overall experience | ||
19 | Behavioral Competencies | : | Uncompromising ethical standards and discipline expected | ||
20 | Other Requirements (If any) | : | - |
About Company
Muthoot Finance Ltd. is India’s largest Non-Banking Financial Company (NBFC) specializing in gold loans. Headquartered in Kochi, Kerala, the company offers a wide range of financial services including personal loans, insurance, money transfer, forex, and microfinance. Its core business is providing instant loans against gold jewellery, primarily serving the unbanked and underserved population across urban and rural India. With over 6,000 branches and a strong presence in international markets like the UAE, USA, and UK, Muthoot Finance is known for its deep-rooted trust, operational scale, and strong commitment to financial inclusion. The company is publicly listed and regulated by the Reserve Bank of India.
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