Mortgage Disclosure Analyst

Your role

Your role :
The Disclosure Specialist is accountable for managing and overseeing the residential mortgage disclosure process, ensuring compliance with all regulatory requirements and Firm policies. Your role involves preparing, reviewing, and delivering required disclosures to clients within specified timelines, working closely with other mortgage professionals and compliance teams. Provide guidance to management when errors or discrepancies are identified and advise when revisions are needed to any policies and procedures.
• ensure accurate, timely, and compliance of all loan disclosures including the Loan Estimate (LE), Change of Circumstance (COC), and Closing Disclosure (CD)
• assume responsibility for complex disclosures; identify and resolve discrepancies
• effectively manage a time sensitive pipeline, ability to prioritize and problem solve
• communicate with title companies to gather information for accurate fee disclosures
• review and validate change of circumstances
• respond to audit results and communicate in a positive and professional manner

Your team

You’ll be working as part of the Mortgage Fulfillment team. We provide mortgage fulfillment services to Private Mortgage Bankers, enabling them to assist UBS AG Wealth Management clients with the financing of residential real property.

Your expertise

• a university degree or equivalent experience
• 5+ years’ experience as a mortgage disclosure or closing specialist
• a high degree of self-discipline to meet deadlines and work under pressure, experience working in a fast paced, high volume, customer focused environment
• a proven ability to meet individual as well as organization goals, achieve high client satisfaction scores and operate with minimal direction and oversight
• previous Encompass experience preferred
• an expert in state and federal mortgage/credit regulations like Reg B and Reg Z and Reg X (TILA/RESPA Integrated Disclosure)
• detail oriented and have sharp analytical ability to evaluate fees, especially when auditing documents and ensuring regulatory compliance.
• an outstanding communicator, verbal and written
• willing to work flexible schedules as needed