MERN Full Stack Architect – Banking Domain

Experience: Minimum of 1012 Years

Must Have: Minimum of 3+ Years in the Banking domain and played an Architect Role

Employment Type: Full-Time

Location: Chennai/Hybrid/Remote

Important Note: Only candidates who have 10+ years of experience, have a must have skillsets, and meet the eligibility criteria should apply. Others are kindly requested not to apply.

About the Role

We are looking for a Principal Full Stack Architect to lead the design and evolution of

large-scale, mission-critical banking platforms. This role is responsible for end-to-end

architecture ownership across digital channels, microservices, service orchestration, and

identity platforms, with a strong focus on customer onboarding, compliance-driven

workflows, and secure identity services.

The ideal candidate will act as a technical authority and architectural decision-maker,

balancing business requirements, regulatory constraints, scalability, and security while

guiding multiple engineering teams.

Key Responsibilities

Architecture & Platform Ownership

• Define and own the end-to-end architecture for digital banking platforms, covering frontend, backend, integration, orchestration, and identity layers.
• Establish architectural standards, reference architectures, and design patterns for microservices, APIs, and event-driven systems.
• Drive architectural decisions around scalability, resiliency, fault tolerance, performance, and security in a regulated banking environment.
• Review and approve solution designs, ensuring alignment with enterprise architecture and regulatory requirements.

Digital Onboarding & Banking Workflows

• Architect digital customer onboarding platforms for retail and corporate banking, including:

o KYC / AML verification

o Document management and validation

o Account opening and lifecycle workflows

• Design service orchestration frameworks to coordinate complex, multi-step banking processes (e.g., onboarding, loan origination, compliance screening).
• Define orchestration vs. choreography strategies using Camunda BPM and event-driven patterns.

Identity & Security Architecture

• Lead the architecture of identity and access management (IAM) platforms, including:

o Authentication, authorization, RBAC, MFA

o eKYC / Video KYC integrations

o OAuth 2.0, OpenID Connect, and SAML-based federated identity

• Ensure secure integration with enterprise identity providers (Active Directory, Okta, Ping Identity).
• Drive compliance with banking security standards, data protection regulations, and privacy requirements.

API & Integration Architecture

Define enterprise API strategies using Kong API Gateway, including:

o API lifecycle management

o Security, throttling, and governance

o External partner and internal service integrations

Architect real-time and asynchronous integrations using Apache Kafka and messaging patterns.

Technical Leadership & Governance

Act as a technical mentor and architectural coach for senior developers and tech leads.

Lead architectural reviews, design forums, and technology evaluations.

Collaborate closely with product owners, compliance teams, and business stakeholders to translate regulatory and business requirements into robust technical architectures.

Provide oversight and guidance on CI/CD, DevOps practices, and cloud-native deployments.

Required Skills & Qualifications

1012 years of overall experience, with 3+ years in banking or financial services architecture.

Proven experience in architecting large-scale banking platforms using microservices and cloud-native patterns.

Strong architectural understanding of React.js-based frontend ecosystems.

Deep expertise in Node.js microservices architectures (Express.js / NestJS).

Hands-on architectural experience with Kong API Gateway.

Strong experience designing event-driven architectures using Apache Kafka.

Solid experience with Camunda BPM and BPMN-based workflow orchestration.

Strong domain knowledge of banking systems, including payments, KYC/AML, lending, and compliance workflows.

Proven experience designing digital onboarding and identity platforms.

Strong knowledge of IAM architecture, SSO, MFA, and federated identity.

Experience with PostgreSQL, MongoDB, Redis at an architectural level.

Strong understanding of Docker, Kubernetes, and cloud platforms (AWS, Azure, or GCP).

Nice to Have

Experience defining enterprise architecture standards or platform roadmaps.

Knowledge of GraphQL or gRPC for internal service communication.

Experience with observability and monitoring architecture (ELK, Prometheus, Grafana, Splunk).

Strong understanding of PCI-DSS, data residency, and privacy regulations.

Experience with biometric authentication and liveness detection.

Familiarity with BPMN 2.0 and workflow governance models.

Prior experience working with regulators, audits, or compliance-driven delivery.