🔔 FCM Loaded

Manager - Cleantech - Credit - Mumbai - Lower Parel - JM

Tata Capital

3 - 4 years

Mumbai

Posted: 27/08/2025

Job Description



Job Description
  • Preparation of Credit appraisal note and In-principle notes/presentations.
  • Liaison with business, legal and risk teams for execution of transactions, including transaction structuring / term sheet preparation, credit checks on compliance with Pre-Disbursement Conditions, etc.
  • Building knowledge base by engaging with internal as well as external parties
  • Preparation of financial models and tracking of key operating parameters in the infrastructure sectors


Tracking development in sectors under coverage

Specialized job competencies:

  • Understanding of financial statements, and financial analysis of corporates / mid-corporates
  • Proficient writing skills, for preparing credit appraisal note, in concise manner, while at the same time bringing out all the key aspects of a transaction
  • Financial modelling skills (MS-Excel) for preparing business plan / financial projections.
  • Domain expertise in sectors under coverage
  • Understanding of banking / lending business, and the regulatory aspects in relation to the same
  • Research oriented approach of working with an eye for detail.
  • Term sheet Drafting
  • Identifying key drivers, risks and key issues in the transaction being evaluated, and leading the discussions with client and other stakeholders (LIE, rating agencies, etc) for understanding key aspects/risks of the transaction, and obtaining suitable clarifications on the same, with the objective of making the transaction bankable.


Presenting the transaction internally to senior management, bringing out the key strengths, risks and mitigants of the proposed transaction, prior to putting up to appropriate committee for final approval.

3-4 years' experience in business / credit / risk profile of a financial institution / bank / NBFC / credit rating agency handling transactions in above sectors / work experience with project developers, corporate houses, consultancies would also be acceptable. Experience of project financing in manufacturing sectors (such as steel, cement, textiles, chemicals, etc) will also be desirable and an added advantage.

Educational / Professional Qualifications: Minimum Degree: CA / MBA / CFA

About Company

Tata Capital is the financial services arm of Tata Group. It offers loans, wealth management, investment advisory, and infrastructure financing solutions to retail and institutional clients.

Services you might be interested in

File Your ITR Now

Don’t wait for the deadline to stress you out!

Smart, fast, and reliable ITR filing for 2024-25. Submit your details today.