Location Credit Manager-LAP-HF LOAN AGAINST PROPERTY (LAP)-Credit

Kotak Mahindra Bank

6 - 8 years

Hyderabad

Posted: 12/18/2024

Job Description

Location Credit Manager-Housing Finance-Credit

Hyderabad, Telangana, India

Trending

Job Description

Description for Internal Candidates  

Job Role:

·         Looking after credit underwriting of SENP / SEP/Salaried cases – by having deep understanding of applicants financials and business background post visiting customer.

·         Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels.

·         Managing the credit quality of underwritten cases. Having sound knowledge of present economic indicators as well as updates in mortgage industry.

·         Maintaining decent productivity levels of processing.

·         Being a team player while assisting the team in implementing HO & local policies at ground level.

·         Handling of Credit Managers & CPAs and mentoring them to extract quality in their output. Monitoring their productivity levels.

 

 Job Requirements:

·         CA /CMA/MBA done from well-known Institute.

·         Min 4 – 6 years of experience in mortgage with bank or NBFC in Prime vertical

·         Having above exposure in Salaried and SENP segment 

 

About Company

Kotak Mahindra Bank is one of India's leading private sector banks, offering a wide range of financial services including personal banking, corporate banking, investment banking, insurance, and asset management. Established in 1985 and headquartered in Mumbai, it is known for its innovative banking solutions, customer-centric approach, and strong focus on digital transformation. The bank caters to diverse customer segments, from individuals to large corporations, emphasizing trust, transparency, and growth.

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