Location Credit Manager-Commercial Vehicle (CV)-Retail-Credit Common Cost Allocation - CV,CE & SA
Kotak Mahindra Bank
2 - 3 years
Rajkot
Posted: 06/12/2024
Job Description
Grade- M4
Role- Location Credit Manager
Job Description :
Credit appraisal including financial analysis to understand the solvency, liquidity position and repayment capacity of the entity, preparation of appraisal notes, credit checks etc.
· Meeting Customer and making Site visits at factory/office/residence of the client, viewing the working capacities of the business, inventory and working environment of the business.
· To interact with approving authority and provide them with required information for better decision making and engaging in regular discussions to give them an independent view of the credit / economic developments.
· Manage and ensure timely renewal of accounts and enhancement of portfolio.
· To align decision making with business requirements without compromising on quality of decision making or compromising on laid down policies by engaging in regular discussions with the business teams.
Job Requirements
· Chartered Accountant with experience of more than 1 years
· Good analytical skills
· Non Chartered Accountant with relevant experience of Credit function of at least 2-3 years
Personality Traits:
· Strong financial Analysis Skills
· Analytical skills
· Strong communication (Written and Oral)
About Company
Kotak Mahindra Bank is one of India's leading private sector banks, offering a wide range of financial services including personal banking, corporate banking, investment banking, insurance, and asset management. Established in 1985 and headquartered in Mumbai, it is known for its innovative banking solutions, customer-centric approach, and strong focus on digital transformation. The bank caters to diverse customer segments, from individuals to large corporations, emphasizing trust, transparency, and growth.
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