Location Credit Manager - Bharat Business Loans - Credit

Location Credit Manager (KCC) 

• Should be able to manage credit underwriting for agricultural loans across state for allotted locations 
• Should have agriculture domain knowledge with financial viewpoint.
• Should be keen on details on proposals and presentation of information for logical conclusions. 
• Should be able to on-board quality portfolio within min. TAT on proposals. 
• Should be able to prepare and analyse various MIS and manage Portfolio quality and post finance issues.
• §  Should be able to understand the portfolio behaviour pocket wise/ area wise / segment wise /profile wise to get Right signals in time.

1. §  Should stay updated on the recent changes in policy and regulatory guidelines ,aware about market developments
2. §  Should have Ability to lead and coordinate with Marketing and Recovery Teams across Area.
3. §  Should be able to communicate fluently in regional languages  

• §  Should be able to guide and motivate the team to set higher standard in sales and assure Quality by in-time inputs and Training.
• §  Should be able to ensure the customer satisfaction and customer service from the team across the vertical

1. Excellent written and oral communication skills 

• §   Should have exposure to Crop Loans, financing experience with reputed organization- Private Banks/ Nationalized banks- Min 2 Years. 
• §   Graduate - /Post Graduate – Preferably Agri Graduate.