Lead Credit

What you will do

• Oversee end-to-end credit operations, and credit hold/release processes in line with established credit terms and policies.
• Develop, manage, and circulate accurate and timely customer credit MIS reports to internal and external stakeholders.
• Ensure full compliance with company credit policies across all customer accounts.
• Create and maintain AR MIS dashboards; lead periodic credit reviews with business heads for data-driven decisions.
• Manage the complete customer onboarding and settlement process, including lifecycle mapping and continuous process improvements.
• Design and generate audit- and analytics-ready reports and dashboards tailored to regional and global requirements.
• Maintain and govern customer master data; identify duplicates, ensure proper categorization, and monitor data integrity monthly.
• Support key customer account reconciliations and manage daily credit operations in collaboration with internal teams.
• Conduct stakeholder calls across geographies to align credit processes with India-specific requirements.
• Address and resolve customer queries promptly while maintaining proactive communication.
• Leverage strong IT proficiency (especially in JDE and BI tools) to implement process automation and enable data-driven decision-making.

What you need

• Minimum 6 years & maximum 10 years of experience in credit management, AR, or financial operations in a multinational or complex business environment.
• Solid understanding of credit risk, compliance, and policy enforcement.
• Proven ability in preparing and presenting dashboards and MIS reports.
• Excellent interpersonal and communication skills for stakeholder engagement across geographies. 
• Computer literacy including sound knowledge of the MS Office suite of software
• Self-driven, detail-oriented, and capable of handling multiple priorities in a fast-paced environment.
• Proficiency in ERP systems (preferably JDE) and BI/reporting tools