Infosys BPM is hiring for US Mortgage/Underwriters - JAIPUR

Greetings from Infosys BPM Ltd.,

We are hiring for US Mortgage/ underwriting skill Jaipur location.

Please find below Job Description for your reference:

• Job Location: Jaipur, Infosys BPM (Offshore Delivery)
• Qualification: Any Graduates (Full Time)
• Experience: 2-4 Years
• Designation: Process Specialist US Residential Mortgage (Credit Review)
• Employment Type: Full Time
• Notice Period: Immediate joiners to 15 days
• Job Level :3A
• Shift: Flexible to work for any shift (Candidates should be flexible with night shifts)
• WFO/ Hybrid: 100% Work from Office
• Must Have Experience in: US Mortgage, Underwriters, US Residential Mortgage, US Residential Mortgage (Credit Review), US Residential Mortgage Underwriting, Underwriting, Residential Mortgage, Loan orientation, Loan decisions.

JOB DESCRIPTION:

Key Responsibilities

Review mortgage loan files to validate underwriting decisions for accuracy, completeness, and policy alignment.

Apply underwriting knowledge to assess borrower income, assets, liabilities, credit, and collateral at a review level.

Ensure compliance with applicable investor and client underwriting guidelines.

Identify gaps, inconsistencies, or deviations in loan documentation and credit decisioning.

Provide feedback and clarifications to underwriting teams to support continuous improvement.

Assist in identifying common defects, trends, and opportunities for process enhancement.

Support maintenance and enhancement of process documentation, SOPs, and guidelines.

Participate in internal quality discussions, calibrations, and knowledge-sharing sessions.

Collaborate with stakeholders to ensure quality standards and SLAs are consistently met.

Required Skills & Experience.

2 to 3 years of experience in US Residential Mortgage Underwriting (credit-focused roles preferred).

Practical understanding of underwriting fundamentals including income calculation, asset review, credit analysis, and risk assessment.

Working knowledge of Agency guidelines (FNMA / FHLMC); exposure to FHA/VA is a plus.

Ability to interpret and apply underwriting guidelines at a review and validation level.

Strong attention to detail and analytical mindset.

Comfortable working in structured, process-driven environments.

Good communication skills for documenting observations and interacting with internal teams.

Preferred / Good to Have

Exposure to file review, audit, pre-funding, post-closing, or quality review activities.

Experience in offshore mortgage operations.

Familiarity with LOS systems such as Encompass or similar platforms.

Understanding of defect tracking, trend analysis, or quality reporting is an advantage.

Behavioral Competencies

Quality-focused and process-oriented approach

Ability to question, validate, and escalate appropriately

Strong ownership and accountability

Collaborative mindset with mentoring capability

If interested, please share your resume with below details to cs.elakiyadhevi@infosys.com

Name:

Email & Mobile Number:

Graduation:

Date Of Birth:

Post-Graduation: (If applicable):

Total experience:

Relevant experience:

Current/Previous Company name:

Current CTC:

Expected CTC:

Notice period:

Flexible to work at any Shift:

Thanks & Regards,

Talent Acquisition Team

Infosys BPM Ltd