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ICAAP and ILAAP Senior Consultant - CSTC

Ernst & Young (EY)

5 - 10 years

Bengaluru

Posted: 25/07/2025

Job Description

At EY, you’ll have the chance to build a career as unique as you are, with the global scale, support, inclusive culture and technology to become the best version of you. And we’re counting on your unique voice and perspective to help EY become even better, too. Join us and build an exceptional experience for yourself, and a better working world for all. 

 

 

 

 

ICAAP & ILAAP Senior Consultant, CSTC

 

 

Job Summary:

 

We are looking for an experienced regulatory policy consultant to assist Middle East based Bank Holding Companies (BHCs) in refining and formalizing its supervisory expectations for the Internal Capital Adequacy Assessment Process (ICAAP) and the Internal Liquidity Adequacy Assessment Process (ILAAP). This role involves reviewing existing practices, benchmarking against Basel III standards, analysing QIS data, and drafting enhanced supervisory guidelines aligned with regulatory framework.

 

 

Key Responsibilities:

 

  • Capital Assessment and Framework Refinement
  • Review and benchmark ICAAP supervisory expectations against Basel III and global best practices
  • Analyse capital adequacy data from QIS and ICAAP submissions to identify risk management strengths and weaknesses
  • Recommend improvements to capital planning, stress testing, and ICAAP methodology
  • Draft supervisory guidance and supporting policy documents.
  • Liquidity Risk Evaluation and Supervisory Enhancement
  • Examine liquidity risk management within ILAAP submissions, including stress testing and contingency planning
  • Evaluate liquidity data and resilience under stressed conditions
  • Assist in drafting supervisory expectations focusing on liquidity governance and monitoring
  • Financial product knowledge and familiarity with liquidity concepts including metrics such as LCR, NSFR and Internal Liquidity Stress Testing (ILST)
  • Suggest refinements to liquidity frameworks consistent with Basel standards.
  • Engagement and Implementation Support
  • Partner with middle east based BHCs to align supervisory practices across ICAAP and ILAAP
  • Facilitate dialogue and integrate stakeholder feedback into guideline development
  • Track regulatory developments

 

 

Required Qualifications:

 

  • Bachelor’s or Master’s degree in Finance, Economics, Risk Management, or related field
  • 3–7+ years of experience in prudential supervision, regulatory policy, or risk management, ideally within central banks or regulatory authorities
  • Deep understanding of Basel III ICAAP and ILAAP frameworks
  • Experience with QIS data analysis and regulatory submissions
  • Strong analytical, communication, and stakeholder engagement abilities.

 

 

Preferred Qualifications:

 

  • Familiarity with Qatar or GCC banking regulatory environment
  • Experience in drafting prudential guidelines
  • Knowledge of liquidity risk management and stress testing techniques.

 

 

Additional Information:

 

  • Willingness to travel to Qatar and work on-site for extended periods (up to 5 months at a stretch)
  • Based in India with flexibility for travel as required.

 

 

EY | Building a better working world 


 
_x000D_ EY exists to build a better working world, helping to create long-term value for clients, people and society and build trust in the capital markets.  


 
_x000D_ Enabled by data and technology, diverse EY teams in over 150 countries provide trust through assurance and help clients grow, transform and operate.  


 
_x000D_ Working across assurance, consulting, law, strategy, tax and transactions, EY teams ask better questions to find new answers for the complex issues facing our world today.  

About Company

Ernst & Young (EY) is a global professional services firm specializing in audit, consulting, tax, and advisory services. Headquartered in London, EY operates in 150+ countries, serving businesses across various industries. The firm is known for helping clients navigate financial regulations, optimize operations, and implement innovative technologies. EY is also a leader in risk management, mergers & acquisitions, and sustainability consulting. With a strong focus on digital transformation and AI-driven solutions, EY continues to be a trusted partner for corporations worldwide.

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