Head of Risk

Head - Retail Risk - Bank

Location Mumbai

Reporting To Chief Risk Officer

Position Purpose

The Head of Retail Risk effectively implements & manages Retail Risk for the bank as per policy and framework.

1. KEY Position Responsibilities

Sr. No.

Key Responsibilities

1 Assess and Mitigate Credit Risk for Retail Assets including:

Operational Risk

Products & Processes

Key Risk Indicators

Risk Control & Self-Assessment

Other Key Risk Metrics

2 Review the various Audit Reports & others to identify operations risks and emerging

3 Facilitate and make key decisions on credit underwriting for retail products

4 Tracking of External events and use learning to review the internal process and initiate action for implementation of control proactively.

5 Oversee changes in the market and perform due diligence on market control such that fraud risks are mitigated

6 Conduct trainings on a periodic basis to all Operations and Support units of the bank

7 Create the collection and Recovery Framework as per the norms laid down by regulator and monitoring.

8 Create the best in class Fraud Risk Management Process

9 Creating the best litigation structure for the bank for defending For the bank

experience :- 19 years +