Head of Risk & Compliance- Noida /Bangalore(Budget 35 LPA)

Head of Risk & Compliance

Budget: 35 LPA

Why this role exists:

TransactBridge is a global financial infrastructure layer that allows merchants to monetize across 160+ countries via a single API integration. By operating as a Merchant on Record, we insulate businesses from the friction of international expansionassuming full liability for global payments, multi-jurisdictional tax, FX repatriation, and complex regulatory compliance.

As the Head of Risk & Compliancefor a global Merchant of Record (MoR) like TransactBridge is a high-stakes leadership role. Unlike a standard Payment Gateway (PG), an MoR assumes the legal liability for taxes, compliance, and fraud in every jurisdiction it operates.

This role requires a unique blend of Regulatory expertise, international tax knowledge, and high-scale technical risk management.

Role Overview:

• Job Title: Head of Compliance & Risk
• Reporting To: CEO / Board of Directors
• Location: Bangalore / Noida (with global oversight for US/MENA/160+ countries)
• Objective: To architect and govern a global risk framework that allows TransactBridge to legally act as the "Seller of Record," managing trillions in TPV while maintaining 100% regulatory health.

Key Responsibilities:

1. Global Regulatory Strategy & Licensing where required

• Regulatory Governance: Act as the primary Key Managerial Personnel (KMP) for Regulatory Regulations.
• 160+ Country Compliance: Maintain the legal "MoR Playbook" for global markets, ensuring we meet PSD3 in Europe, Nexus/Sales Tax laws in the US, and VAT/Mada mandates in MENA, GST in India and Australia.
• Licensing Roadmap: Lead the application for new licenses wherever required (e.g., UAE Central Bank PSP or UK EMI) as the business expands.
• Global Tax Remittance: Oversee the automated calculation and filing of Indian GST, EU VAT, and US Sales Tax.

2. Risk Management & MoR Liability

• Underwriting & Onboarding: Design the KYB (Know Your Business) framework to vet global merchants. In an MoR model, a bad merchant is our legal failure.
• Chargeback & Fraud Defense: Own the Chargeback Reserve Policy. Since TransactBridge is the "Seller" on the customer's bank statement, you must manage the financial risk of disputes at a global scale.
• Transaction Monitoring: Implement AI-driven monitoring to detect "Transaction Laundering" and suspicious cross-border flows in real-time.
• Chargeback & Fraud Defense: Own the Chargeback Reserve Policy. Since TransactBridge is the "Seller" on the customer's bank statement, you must manage the financial risk of disputes at a global scale.
• Transaction Monitoring: Implement AI-driven monitoring to detect "Transaction Laundering" and suspicious cross-border flows in real-time.

Required Skills & Qualifications:

• Experience: 5+ years in Fintech Risk & Compliance.
• Deep familiarity on AML & FATF global standards.
• Tech-Savviness: You must understand APIs and Webhooks. Compliance at TransactBridge is "Compliance-as-Code," not manual paperwork.

Who fits well :

• You are comfortable operating in high-ambiguity, high-ownership environments
• You can simplify complex regulations into clear, scalable decisions
• You see compliance as a growth enabler, not a gatekeeping function
• At TransactBridge, weve built a scaling engine for global commerce where risk and compliance are not just features, but the foundation