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Head - Credit Risk Technology

Credence HR Services

18 - 20 years

Bengaluru

Posted: 24/12/2025

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Job Description

Lead the IT Division dedicated to Credit Risk Management ensuring the implementation of the defined IT strategy and delivering high-performance solutions for credit risk steering and modeling, data sourcing, calculation including stress tests, reporting across Retail and Investment Banking activities.


  • Drive the execution of the IT strategy for credit risk, aligned with global standards.
  • Oversee the design, development, and deployment of credit risk solutions in collaboration with global teams.
  • Ensure quality and reliability of IT developments and production.
  • Manage and coordinate a large team in India.
  • Maintain strong relationships with Risk and Finance Divisions, as well as external partners.
  • Contribute to cost efficiency and value delivery within the allocated budget.
  • Minimum 18 years of experience in Information Systems and team management
  • Expertise in scalable, cost-efficient credit risk architecture and modeling
  • Deep understanding of banking challenges, risk models, and data requirements.

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