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Gold Loan Relationship Officer-LOANS AGAINST GOLD-Marketing Branches Operations

Kotak Mahindra Bank

2 - 5 years

Bengaluru

Posted: 02/03/2026

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Job Description

As a Gold Loan Relationship Officer, you will be the face of our Loans Against Gold business, responsible for acquiring new customers, cross-selling our products, and providing exceptional customer service. You will work closely with our marketing and operations teams to ensure a smooth and efficient loan process, from application to disbursal.

Responsibilities:
  • Build and maintain strong relationships with customers, understanding their needs and offering tailored solutions.
  • Achieve individual and team sales targets by actively cross-selling and upselling our gold loan products.
  • Process and approve gold loan applications, ensuring compliance with bank policies and regulations.
  • Provide accurate and timely information to customers regarding loan processes, interest rates, and repayment options.
  • Maintain a high level of customer satisfaction by offering prompt and efficient service, addressing queries, and resolving issues.
  • Collaborate with marketing teams to develop and execute effective marketing strategies to attract new customers.
  • Stay updated with market trends, competitor offerings, and industry best practices to enhance our gold loan products.
  • Ensure compliance with all legal and regulatory requirements, maintaining a high level of integrity and ethical standards.
  • Maintain accurate records and documentation for all loan transactions, ensuring data integrity and confidentiality.

About Company

Kotak Mahindra Bank is one of India's leading private sector banks, offering a wide range of financial services including personal banking, corporate banking, investment banking, insurance, and asset management. Established in 1985 and headquartered in Mumbai, it is known for its innovative banking solutions, customer-centric approach, and strong focus on digital transformation. The bank caters to diverse customer segments, from individuals to large corporations, emphasizing trust, transparency, and growth.

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