Job Title: Global Credit Research Analyst (FinTech / SaaS)
Company: SwipeLoan
Location: Pune
Employment Type: Full-time
Experience: 13 years
Salary: 25,000 40,000 per month (based on experience)
About the Role
SwipeLoan is building an AI-powered credit discovery and eligibility intelligence platform for international markets. We are looking for a Global Credit Research Analyst who will research lending ecosystems across countries and help us build structured eligibility logic for local banks, NBFCs, and fintech lenders.
This is a core foundational role that will directly shape our global product, pricing strategy, and launch roadmap.
Key Responsibilities
1. Country-Level Lending Research
Research banking, NBFC, and fintech lending ecosystems across different countries
Understand common loan products (personal loans, SME loans, BNPL, salary loans)
Identify countries suitable for SwipeLoan Global launch
2. Lender Eligibility & Policy Mapping
Collect lender-wise eligibility criteria such as:
Age
Income requirements
Employment type
Residency / nationality rules
Credit score / bureau dependency
Study application processes (online / app / branch)
Document rejection reasons where publicly available
3. Eligibility Logic & Data Structuring
Convert lender policies into structured formats (Excel / Google Sheets)
Help design basic rule-based eligibility filters
Assist in defining probability buckets (High / Medium / Low approval chances)
4. Competition & Pricing Research
Research loan comparison apps / fintech platforms in target countries
Study their monetization models (free, subscription, per-lead)
Benchmark pricing and user willingness to pay
5. Reporting & Insights
Prepare country-wise research reports
Provide recommendations on:
Which countries to launch first
Free vs paid model suitability
Indicative subscription pricing
Deliverables (First 90 Days)
Month 1
Shortlist 810 potential countries
High-level lending ecosystem overview for each
Month 2
Detailed lender eligibility matrix for at least 5 countries
Competition & pricing analysis
Month 3
Draft eligibility logic
Subscription pricing recommendation
Country launch priority report
Required Skills & Qualifications
13 years experience in:
FinTech research
Banking / NBFC operations
Consulting / analyst roles
Strong internet research skills
Excellent Excel / Google Sheets skills
Logical and analytical thinking
Good written English (policy reading & documentation)
Good to Have (Not Mandatory)
Exposure to fintech / credit / lending platforms
Experience with international market research
Basic understanding of loan products and credit policies
Why Join SwipeLoan Global
Work directly with founders
Build global fintech product from ground up
High learning exposure across countries & credit systems
Opportunity to grow into senior research / product roles

GLOBAL CREDIT RESEARCH ANALYST - ( FINTECH /SaaS )

SwipeLoan

Job Description

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