Functional Testing (Payments Domain)

We are seeking an experienced Payments QA Specialist with deep expertise in SWIFT MT/MX, ISO 20022, SEPA, and NPP . The ideal candidate should have a strong understanding of end-to-end payment lifecycles and hands-on experience validating global and domestic payment standards.

Notice Period: Immediate to 15 days

Location: Gurugram

Working Model: Hybrid (3 days per week from office)

Key Responsibilities:

• Perform comprehensive QA for payment flows covering initiation, clearing, settlement, returns, investigations, and reconciliation .
• Validate and test SWIFT MT/MX messages , including field-level verification, MT/MX mapping, and ISO 20022 schema validation.
• Work on message types such as pacs.008, pacs.002, pain.001 , and other relevant ISO 20022 messages.
• Ensure compliance with global payment schemes: SEPA, NPP, real-time payments, RTGS, cross-border payments, and domestic payments .
• Review payment processing logic, rulebooks, scheme-specific validations, and operational flows.
• Coordinate with development and product teams to identify defects and ensure high-quality deliverables.
• Support automation and regression testing for payment systems where applicable.

Required Skills & Experience:

• Strong hands-on experience with SWIFT MT/MX , ISO 20022 , and global payment schemes.
• In-depth understanding of payment clearing and settlement , message validations, and scheme rule interpretation.
• Experience in payment reconciliation , exception handling, and returns processing.
• Knowledge of real-time payments, SEPA, NPP , and cross-border payment flows.
• Familiarity with QA processes, test case creation, defect reporting, and end-to-end testing methodologies.
• Experience with automation frameworks is an added advantage.

Interested? Apply or DM directly.

If this role isnt for you but you know someone perfect for it, wed be grateful if you passed it along. Thank you!