Financial Spreading (Associate/Sr. Associate)

Opportunity

Acuity is currently looking for dedicated and motivated individuals who have strong leadership, organizational and teamwork skills for its Lending Services team based in Gurgaon.

Notice Period: Immediate Joiners/30 Days/60 Days all can be considered for these roles!

Interested candidates can directly mail the resume to

Key Responsibilities

• Spreading the financial statements in Moodys CreditLens/nCino/client customized templates
• Analyzing financial statement, performance, and trend analysis for assessing the credit worthiness of public and private companies
• Going through the supplementary schedules, notes and MD&A for the detailed breakups and adjustments
• Managing a portfolio of clients and handling rating assignments
• Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures
• Adhering to standard operating procedure & policies including compliance documentation
• Maintaining strong relationship with the client
• Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios, and other financial metrics
• Screening the credit agreements and analyzing the financial covenants applicable to the borrower
• Conduct detailed quality checks of client deliverables and provide necessary trainings to juniors

Essential Experience:

• MBA (Finance) / CA (CPA equivalent) / CFA
• Experience of 3-6 years in spreading and covenant monitoring & quality checks
• Strong understanding of credit principles, policies, and regulations
• Proficient in Advanced MS Excel
• Excellent written and spoken communication skills
• Experience of working for a US based bank will be an added advantage