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Deputy Vice President - Commercial Underwriting

HDFC ERGO

8 - 11 years

Mumbai

Posted: 25/06/2025

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Job Description

We are seeking a highly experienced and motivated Senior Underwriter specializing in Property and Engineering insurance. The ideal candidate will have 10–12 years of relevant experience and possess a strong understanding of both underwriting principles and techno-marketing practices. This role requires close collaboration with brokers, agents, and the sales team to ensure effective risk selection, adherence to underwriting guidelines, and contribution to both top-line growth and bottom-line profitability

Key responsibilities:

  • Underwrite complex Property and Engineering risks in accordance with company guidelines and market standards.
  • Conduct technical risk assessments, pricing, and coverage analysis to support  underwriting decisions.
  • Actively engage in techno-marketing initiatives, presenting technical solutions and value propositions to clients and intermediaries.
  • Liaise effectively with brokers, agents, and internal sales teams to promote insurance products and close profitable business.
  • Support business development efforts through market intelligence and client relationship management.
  • Ensure all underwriting activities comply with internal controls, underwriting guidelines, and regulatory frameworks.

About Company

HDFC ERGO General Insurance is a leading private sector general insurance company in India, formed as a joint venture between HDFC Ltd. and ERGO International (a part of the Munich Re Group). The company offers a wide range of insurance products including health, motor, travel, home, and commercial insurance. Known for its customer-centric approach, strong digital infrastructure, and quick claims processing, HDFC ERGO serves millions of individuals and businesses across the country, making it a trusted name in the Indian insurance industry.

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