Deputy Manager, Finance (Revenue and Receivables)

We are hiring a finance leader to own Revenue Accounting and Accounts Receivable for a high-volume fintech / payment gateway business. This role will manage merchant billing, settlements, gateway collections, and revenue recognition, ensuring accuracy, compliance, and strong financial controls across millions of transactions.

The role will act as the finance bridge between Product, Engineering, Banks, and Business teams, ensuring revenue flows, settlement data, and SAP S/4HANA books are fully aligned.

KEY RESPONBILITIES

Merchant Billing, Settlements & Accounts Receivable

• Own end-to-end merchant billing, settlements, and collections
• Ensure accurate fee computation, MDR, refunds, reversals, and chargebacks
• Manage merchant ledgers, unapplied balances, net-off and recovery
• Track over-settlements, short settlements, and recovery accounting

Revenue Accounting (Payments & Fintech)

• Ensure revenue is booked in line with Ind AS 115 / IFRS 15 for:
• Transaction-based fees
• Gateway MDR
• Platform and subscription revenue
• Incentives, cashbacks, and merchant pricing
• Own gross vs net revenue validation across payment rails
• Manage deferred revenue, unbilled revenue, and true-ups

SAP S/4HANA Payments Revenue Flow

• Own SAP S/4HANA FI-AR, SD, and Revenue Accounting for fintech revenue
• Ensure settlement files, bank credits, and product data flow correctly into SAP
• Drive automation of reconciliation between:
• Gateway Bank Settlement SAP Merchant Ledger
• Handle posting failures, revenue mismatches, and suspense accounts

Reconciliation & Controls

• Lead daily and monthly:

I) Bank vs settlement vs SAP vs merchant ledger reconciliations

II) Refunds, chargebacks, and reversal tracking

• Ensure zero revenue leakage and timely recovery
• Monitor open items, ageing, and disputes

Audit, Compliance & Risk

• Own revenue and AR audit for statutory, internal, and regulatory reviews
• Provide support for RBI / payment audit, SOC, and SOX controls
• Maintain strong SOPs, controls, and documentation

Cross-functional Ownership

• Partner with Product & Tech on pricing logic, fee rules, and system changes
• Work with Banking, Ops, and Merchant Support for after sale services

MANDATORY QUALIFICATIONS

• CA / MBA Finance
• 5 6+ years in Revenue, AR, or Finance Operations, preferably in Fintech, Payments, SaaS, or E-commerce
• Strong hands-on experience with SAP S/4HANA
• Deep understanding of

I) Payment gateway settlements

II) High-volume transaction accounting

• Solid working knowledge of Ind AS 115 / IFRS 15
• GST and TDS reconciliations

KEY SKILLS

• Fintech revenue and settlement accounting
• SAP S/4HANA (FI-AR, SD, RAR)
• Bank & gateway reconciliation
• Data-driven problem solving
• Strong control mindset and audit readiness
• Ability to work with Product, Tech, and Banking partners