Deputy Area Manager - Underwriting, UW - UCF, UW - UCF
Bajaj Finserv
0 - 0 years
Delhi
Posted: 08/05/2025
Job Description
| Job Purpose | “This position is open with Bajaj Finance ltd.” |
| Duties and Responsibilities | Х The role of the Credit Manager will require a strong understanding of industry knowledge & market intelligence and underwriting processes at BFL to ensure that only credit worthy firms & Individuals are extended loans in line with BFLТs risk policies. BFL is currently in the process of scaling up its used car business and the incumbent for this role is expected to bring in industry level insights from credit, risk as well as process perspective. 1. FTL 2 – Used Car loans Monthly disbursements are expected to cross INR 100 Cr in these businesses by September 2018. This role reports to the Regional Credit Manager. This role covers pan India strategy for used car loans from sale purchase, balance transfer as well as re-finance perspective. Х Key Responsibilities: 1. Underwriting of used car loans business 2. Incorporate industry best practices with respect to processing turn-around, risk metrics and policy 3. To provide an inside perspective on under-writing as managed by the leading financiers in the industry 4. Drive ownership of internal processes & compliance with underwriting policies 5. Support Business, Risk & Operations in meeting the long term goals of the respective businesses |
| Required Qualifications and Experience | "1. Chartered Accountant / MBA with atleast 3 years of experience in financial services under-writing<br/>2. Atleast 3 years under-writing experience in used car loans with a reputed bank/NBFC<br/><br/><br/>Skills<br/>1. High process orientation<br/>2. Good analytical skills<br/>3. Positive attitude.<br/>4. Good communication skills, with proficiency in English.<br/>5. Ability to interact and build common ground with various stake-holders in the business" |
About Company
Bajaj Finserv is a leading non-banking financial company (NBFC) in India, offering a wide range of financial services, including loans, insurance, investments, and wealth management. It operates through subsidiaries such as Bajaj Finance, Bajaj Allianz Life Insurance, and Bajaj Allianz General Insurance. The company is known for its consumer finance products, including personal loans, home loans, and business loans, as well as its digital lending and investment solutions. Headquartered in Pune, Bajaj Finserv focuses on technology-driven financial services to enhance customer experience and accessibility.
Services you might be interested in
One-Shot Campaign
Reach out to ideal employees in one shot!
The intelligent campaign for reaching out to the ideal audience to whom you can ask for help (guidance or referral).