Data Scientist

Description

The role incumbent will be responsible for providing data driven approaches towards informed decision making through data analytics, process improvement, proactive solution and passion for machine-learning and research assessments for Godrej Capital.

Key responsibilities

• Develop Machine Learning Models or analytical algorithms for effective credit risk identification, fraud indicator, collection prioritization, Customer propensity etc.
• Identify data patterns & trends and provide insights to enhance business decision making capability. Deep Dive on emerging trends for early warning and risk mitigation
• Should be working towards enhancing data systems and streamlining business processes by working closely with technology teams to align capabilities and implement and test production level systems
• Communicate findings to all stakeholders
• Lead a team of junior resources for delivery of advanced analytical tools
• Data driven approaches and alternate data discovery to identify opportunity and Optimise Credit Risk Policy

Requirements

Years of experience - 2 to 5 years of relevant experience with prior focus in Risk Analytics

Graduate / Post-graduate degree in Engineering /Economics/Stats/ Maths or any equivalent Quantitative area. (Engineers preferred)

Experience in writing complex SQL queries and perform detailed data analysis

Should be proficient in Python / R

Use of Statistical algorithm and Machine Learning in prior job

Prior Experience in BFSI/ Scorecard Development / Portfolio Monitoring / Policy Analytics

• Excellent Presentation skill

Prior mentorship experience (Good to have)