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Customer Assistance Manager-Personal Loan Hardship Assistance Unit

Kotak Mahindra Bank

5 - 10 years

Vadodara

Posted: 02/03/2026

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Job Description

At Kotak Mahindra Bank Ltd, we are seeking a dedicated and empathetic leader to manage our Personal Loan Hardship Assistance Unit. This unit plays a crucial role in providing specialized support to customers who are experiencing financial hardships and may require loan modifications or alternative solutions. The Customer Assistance Manager will oversee a team of customer service professionals, ensuring they deliver exceptional service and find tailored solutions for each customer's unique situation. Responsibilities:
  • Lead and mentor a team of customer assistance officers, fostering a supportive and collaborative work environment.
  • Develop and implement strategies to enhance the unit's efficiency and effectiveness in handling customer hardship cases.
  • Ensure timely and accurate processing of all hardship assistance applications, maintaining a high level of customer satisfaction.
  • Collaborate with other departments, such as credit and collections, to develop comprehensive solutions for customers in financial distress.
  • Stay updated on industry trends and best practices in customer assistance and financial hardship management.
  • Conduct regular performance reviews and provide constructive feedback to team members, promoting continuous improvement.
  • Handle complex customer inquiries and complaints, offering creative and empathetic solutions.
  • Maintain accurate records and documentation of all customer interactions and hardship assistance cases.
  • Ensure compliance with all relevant regulations and bank policies regarding customer assistance and loan modifications.

About Company

Kotak Mahindra Bank is one of India's leading private sector banks, offering a wide range of financial services including personal banking, corporate banking, investment banking, insurance, and asset management. Established in 1985 and headquartered in Mumbai, it is known for its innovative banking solutions, customer-centric approach, and strong focus on digital transformation. The bank caters to diverse customer segments, from individuals to large corporations, emphasizing trust, transparency, and growth.

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