Credit Risk - Operations Analyst
JP Morgan
0 - 3 years
Bengaluru
Posted: 06/09/2025
Job Description
J.P. Morgan Wealth Management is a global leader in investment and wealth management, serving institutions, high-net-worth individuals, and retail investors worldwide.
As an analyst in the Securities Based Lending Team at JP Morgan's Asset and Wealth Management Credit Middle Office, you will support client credit needs by evaluating asset portfolios for lines of credit, focusing on creditworthiness and collateral analysis. Responsibilities include annual credit line reviews, client data analysis, and accurate loan documentation preparation.
Job Responsibilities:
- Prepare the analysis of a client prior to underwriting, including pulling client credit and generating a collateral analysis.
- Review lines of credit annually and build recommendations for renewal or modification.
- Analyze client data across multiple systems and conduct preliminary reviews for credit criteria.
- Review and prepare loan documentation with high accuracy.
- Ensure documentation consistency with federal and local regulations.
- Develop an understanding of the Underwriting process to grow into a Lender role.
- Collaborate with business partners to enhance process efficiency.
Required qualifications, skills, and capabilities:
- Minimum of 6 months of experience with Underwriting, Credit Risk, and/or Collateral Valuation.
- Bachelor’s degree in Finance, Economics, or a related field.
- Working knowledge of financial markets and asset vehicles like Mutual Funds, Equities, and Fixed Income.
- Strong interpersonal skills, especially with business partners.
Preferred qualifications, skills, and capabilities:
- Intermediate Microsoft Office skills, particularly Excel, Word, and SharePoint.
- Strong understanding of controls for an error-free environment.
- Ability to review processes and recommend improvements.
- Excellent communication skills with various organizational levels.
About Company
JP Morgan Chase & Co. is one of the world's largest and most prestigious financial institutions, headquartered in New York City. It operates in over 100 countries, providing a wide range of financial services including investment banking, asset management, commercial banking, and wealth management.The company serves corporations, governments, institutions, and individual clients, offering expertise in areas such as mergers and acquisitions (M&A), securities trading, and credit management. Known for its global reach and financial strength, JP Morgan is a leader in innovation and sustainability within the banking industry.
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