Credit Processing Associate-Agri Business Group (ABG)-Credit
Kotak Mahindra Bank
2 - 4 years
Bengaluru
Posted: 24/06/2025
Job Description
JD - Credit Processing Associate
Experience :
- 1 to 2 years of experience in loan processing or credit operations preferred
- Freshers with good communication and basic banking knowledge can also apply.
Job responsibilities:
- Process loan application as per policy.
- Maintain file data in Centralized MIS and sales source
- Check and verify KYC, income and properly documents
- Coordinate with BC (BSS Microfinance) credit team and sale team
- Prepare application summary for credit approval.
- Highlight any risk or mismatch to credit manager
- Track pending documents and ensure timely follow-up
- Ensure rejection message are sent to customer and records are maintained
- Monitor TAT (turnround time) and escalate delays if needed
- Maintain proper digital and physical file records
Skills Required:
- Knowledge of loan documentation and credit process
- Familiarity with Sales source and Centralized MIS
- Good Excel and communication skills
- Team coordination and follow-up ability
About Company
Kotak Mahindra Bank is one of India's leading private sector banks, offering a wide range of financial services including personal banking, corporate banking, investment banking, insurance, and asset management. Established in 1985 and headquartered in Mumbai, it is known for its innovative banking solutions, customer-centric approach, and strong focus on digital transformation. The bank caters to diverse customer segments, from individuals to large corporations, emphasizing trust, transparency, and growth.
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