Credit Manager-Small Business Enterprise-Credit
Kotak Mahindra Bank
5 - 10 years
Bengaluru
Posted: 11/06/2025
Getting a referral is 5x more effective than applying directly
Job Description
- Credit Underwriting & policy Implementation.:- underwriting credit proposals while adhering to credit policies , risk framework & regulatory guidelines.
- Portfolio Risk Management.:- Monitor delinquency, managing existing portfolio customers, identifying early warning signals for potential NPA’s.
- Team Management & stakeholder Collaboration.:- alignment with organizational goals, encouraging team work and conducting training with various departments like sales, Operation, Legal & Technical.
- Compliance & Audit readiness.:- ensure internal credit policies, regulatory norms, internal audit compliance & improvement in credit assessment efficiency.
- Market and Competitor analysis.:- stay updated on industry trends, competitor strategies, market risk & identify new opportunities for overall growth of location.
About Company
Kotak Mahindra Bank is one of India's leading private sector banks, offering a wide range of financial services including personal banking, corporate banking, investment banking, insurance, and asset management. Established in 1985 and headquartered in Mumbai, it is known for its innovative banking solutions, customer-centric approach, and strong focus on digital transformation. The bank caters to diverse customer segments, from individuals to large corporations, emphasizing trust, transparency, and growth.
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