Credit Manager-Housing Finance-Credit
Kotak Mahindra Bank
2 - 4 years
DehraDun
Posted: 02/10/2025
Getting a referral is 5x more effective than applying directly
Job Description
| Job Role : Credit Team for Home Finance |
| • Managing team of Credit Managers |
| • Underwriting & making proposals of home Finance ( Fund & Non Fund based ) |
| • Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. |
| • Visiting customers for personal discussions and deal structuring |
| • Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained |
| • To evaluate proposals of customers for Home Loans, Loan against Property |
| • Decision making within defined TAT |
| • Understanding of property related aspects (like legal title and market value of the property) is an added advantage |
| • Coordinating with sales, operations, legal, technical and customer service |
| Job Requirements: |
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About Company
Kotak Mahindra Bank is one of India's leading private sector banks, offering a wide range of financial services including personal banking, corporate banking, investment banking, insurance, and asset management. Established in 1985 and headquartered in Mumbai, it is known for its innovative banking solutions, customer-centric approach, and strong focus on digital transformation. The bank caters to diverse customer segments, from individuals to large corporations, emphasizing trust, transparency, and growth.
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