Credit Manager-CREDIT CARD-Credit
Kotak Mahindra Bank
5 - 10 years
Mumbai
Posted: 22/08/2025
Getting a referral is 5x more effective than applying directly
Job Description
- Underwriting & making proposals of commercial credit card & LAS.
- Ensuring discipline in adherence to processes involved in credit underwriting.
- Good understanding of financials & ratio analysis to arrive at a decision on lending and recoverability of loans granted.
- Ensure systematic verification processes and coordinate with sales, service, verification agencies.
- Be up to date on industries we lend and business environment in general.
- Review the portfolio sourced to prevent early delinquency.
- Understand and interpret the portfolio quality.
- Have good communication skills to interact with various stakeholders within/outside the bank.
About Company
Kotak Mahindra Bank is one of India's leading private sector banks, offering a wide range of financial services including personal banking, corporate banking, investment banking, insurance, and asset management. Established in 1985 and headquartered in Mumbai, it is known for its innovative banking solutions, customer-centric approach, and strong focus on digital transformation. The bank caters to diverse customer segments, from individuals to large corporations, emphasizing trust, transparency, and growth.
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