Credit Manager-Business Loans-Credit

Kotak Mahindra Bank

5 - 10 years

Kolkata

Posted: 29/10/2025

Getting a referral is 5x more effective than applying directly

Job Description

We are seeking a detail-oriented and experienced Credit Underwriter to join our Credit Card division. The ideal candidate will be responsible for evaluating and processing credit card applications under various programs, ensuring compliance with credit policies and KYC guidelines. This role requires strong analytical skills to assess financials and determine customer creditworthiness, along with the ability to maintain high audit standards and turnaround times. The candidate will also coordinate with verification agencies to ensure timely and accurate reporting, and play a key role in maintaining the quality and efficiency of the underwriting process. Responsibilities: Screen and evaluate customer proposals for credit cards under various programs. Ensure compliance with credit card policies and KYC guidelines. Analyze financials and assess customer creditworthiness for approval or rejection. Process cases within defined turnaround times (TAT). Maintain acceptable audit quality reports monthly. Coordinate with verification agencies for timely report submission. Cross-verify verification reports for accuracy.

About Company

Kotak Mahindra Bank is one of India's leading private sector banks, offering a wide range of financial services including personal banking, corporate banking, investment banking, insurance, and asset management. Established in 1985 and headquartered in Mumbai, it is known for its innovative banking solutions, customer-centric approach, and strong focus on digital transformation. The bank caters to diverse customer segments, from individuals to large corporations, emphasizing trust, transparency, and growth.

Credit Manager-Business Loans-Credit

Kotak Mahindra Bank

Job Description

About Company

Services you might be interested in

Improve Your Resume Today