Credit Manager-ARD WHOLESALE-ARD Buyout - Resources

Kotak Mahindra Bank

6 - 8 years

Mumbai

Posted: 02/07/2025

Job Description

 

 

Credit Manager 

 

The key responsibilities of the role will be as follows:

  • Assessment of credit worthiness of potential customers.
  • Structuring & customizing the products to suit the customer’s requirements keeping in mind the risk profile, cash flows and security.
  • Work closely with the Business Team to understand the business of the customer, transaction structure, collateral and terms. Preparation of detailed proposal including projections and scenarios. 
  • Ability to develop own financial models and do cashflow assessment
  • Presenting the proposals while highlighting risks and mitigants to Approving authorities
  • Responsible for the end to end monitoring of the portfolio

 

 Candidate Profile

  • Preferably 6-8 years of experience in Banks / NBFCs in a Credit role preferably in structured finance or large corporate
  • Good analytical & managerial skills.
  • Good Communication and proposal writing Skills.

 

About Company

Kotak Mahindra Bank is one of India's leading private sector banks, offering a wide range of financial services including personal banking, corporate banking, investment banking, insurance, and asset management. Established in 1985 and headquartered in Mumbai, it is known for its innovative banking solutions, customer-centric approach, and strong focus on digital transformation. The bank caters to diverse customer segments, from individuals to large corporations, emphasizing trust, transparency, and growth.

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