Credit Manager-Working Capital-Credit

Kotak Mahindra Bank

2 - 4 years

Bengaluru

Posted: 1/13/2025

Job Description

Credit Manager-Working Capital-Credit

Bangalore, Karnataka, India

JOB DESCRIPTION

Job Role :As part of Credit Team for Working Capital Finance
• Managing team of Credit Managers
• Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based )
• Under writing cases with desired level of quality and enabling achievement of branch business target by proper training.
• Visiting customers for personal discussions and  deal structuring 
• Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained
• To evaluate proposals of customers for Home Loans, Loan against Property
• Decision making within defined TAT
• Understanding of property related aspects (like legal title and market value of the property) is an added advantage
• Coordinating with sales, operations, legal, technical and customer service
 
 
 
Job Requirements:
 
• Qualification- CA with relevant underwriting experience
• Job Knowledge –
o Technical underwriting experience
o Analytical skills
• Skills & Experience –
o Experience of 2-4 years in relevant working capital products is desired,
o Should be able to handle time bound activities effectively
o Should be an effective team player.
o Should have a sense of urgency & keenness to learn.

 

 

About Company

Kotak Mahindra Bank is one of India's leading private sector banks, offering a wide range of financial services including personal banking, corporate banking, investment banking, insurance, and asset management. Established in 1985 and headquartered in Mumbai, it is known for its innovative banking solutions, customer-centric approach, and strong focus on digital transformation. The bank caters to diverse customer segments, from individuals to large corporations, emphasizing trust, transparency, and growth.

Services you might be interested in

One-Shot Campaign

Reach out to ideal employees in one shot!

The intelligent campaign for reaching out to the ideal audience to whom you can ask for help (guidance or referral).