Roles and Responsibilities
Ensure credit underwriting in line with defined credit policy of Unsecured Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited in line with requirements Ensure the quality of Credit approval notes and the Credit approval mails. Ensure the TAT for all the proposals is maintained in line with the prescribed standards Ensure the productivity for underwriting proposals is maintained inline with the prescribed standards Ensure all MIS is maintained timely and correctly Contribute to the new project initiatives for Unsecured Business Work on other products for Unsecured finance apart from unsecured business loans Supervise the Credit Executives (CPA team) and conduct regular training sessions for them 