Credit Manager-PRIME VISHWAAS-Credit
Kotak Mahindra Bank
5 - 10 years
Ahmedabad
Posted: 1/13/2025
Job Description
Job Role
§ To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer.
§ Actively involved in portfolio management which includes understanding the market and monitoring the portfolio.
§ Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk.
§ Monitoring delinquency parameters through constant interactions with the collections team, analysing trends and suggesting learnings out of the same.
JOB REQUIREMENTS
Skills/Knowledge prerequisites
§ Knowledge of the location / area is an essential criteria.
§ Well versed in the local language apart from Hindi and English.
§ Good knowledge of interpreting financial trends.
Educational Qualifications
§ Qualifications: CA or MBA with specialization in Finance.
About Company
Kotak Mahindra Bank is one of India's leading private sector banks, offering a wide range of financial services including personal banking, corporate banking, investment banking, insurance, and asset management. Established in 1985 and headquartered in Mumbai, it is known for its innovative banking solutions, customer-centric approach, and strong focus on digital transformation. The bank caters to diverse customer segments, from individuals to large corporations, emphasizing trust, transparency, and growth.
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