Credit Manager- Large Corporates

Role: Credit Manager- Large Corporates

Department: Large Corporate- Credit

Reporting Relationships- Vice President- Credits

Job Requirements:-

Excellent written and oral communication skills

Chartered Accountant/ MBA

Good analytical skills

Good understanding of all the working capital products

Job Role:

Preparation of Credit Appraisal notes for Large Corporates.

Ticket Size Handled would be upto 500 to 1000 CR.

Credit appraisal including financial analysis to understand the solvency, liquidity position and repayment capacity of the entity, preparation of appraisal notes, credit checks etc.

As per Approval Authorizations, presenting the proposal to various sanctioning forums and get it sanctioned from approving authority satisfying all their queries.

To interact with approving authority and provide them with required information for better decision making and engaging in regular discussions to give them an independent view of the credit / economic developments.

Manage and ensure timely renewal of accounts and enhancement of portfolio

To align decision making with business requirements without compromising on quality of decision making or compromising on laid down policies by engaging in regular discussions with the business teams.

Team Handling 3 4 people

Discuss with business on Terms and Conditions for risk assessments

Discuss with customers for obtention of information for preparation of CRANs.

Monitor the accounts based on the terms stipulated by Sanctioning Authority.

Prepare Monthly/Quarterly Monitoring Reports for the portfolio.

Escalate with action plan for non compliances.

Visit the units and submit inspection reports.

Manage and address any escalations related to risk assessments