Credit Maintenance Intermediate Analyst - Officer

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.

CRMS is a first line organization that is part of Institutional Credit Management and works through the challenges of the Wholesale Credit Risk Lending processes with the aim of transforming the credit risk process flows including but not limited to credit facility management, legal documentation, collaterals and risk reporting. The scope of responsibilities and scale of this team will evolve over time to continue to meet our needs. Importantly, ICM will coordinate with credit management groups across Banking and International businesses to ensure full alignment on business and regulatory goals, as well as consistency and best practices where appropriate.

Our mandate to create a world class, end-to-end wholesale credit management platform. The analyst is expected to bring in fresh thoughts, newer perspectives and drive the transformation agenda ahead.

In this role, you’re expected to:

• Controls over the set-up and management of credit facilities in line with the credit policy and approval conditions.

• Legal Documentation controls over review, completeness and ensuring retention in accordance with laws.

• Collateral Process Management- recording, monitoring and reporting of collateral provided by the obligor against the credit sanctioned

• Provide support in handling and reporting data elements for local regulatory requirements.  

• Drive business process transformation, deliver tangible results in terms of efficiencies, & strengthen controls.  

• Effective stakeholder engagement across multiple business verticals in Banking 

As a successful candidate, you’d ideally have the following skills and exposure:

• Strong interpersonal skills, including ability to work independently, multitasking, demonstrate attention to detail & meet timelines

• Highly proficient written and verbal communication skills, including ability to communicate concisely, removing uncertainty and ability to coordinate within teams across businesses

• Analytical and problem solving skills

Education:

• Bachelor’s degree/University degree or equivalent experience

• Knowledge of BFSI sector

• Working knowledge of risk management concepts