Credit Maint Analyst II - C10

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Job Overview

Credit Risk Management Services (CRMS) supports the End-to-End Credit Approval and Documentation process for Citi Commercial Banking and Business Banking segment.  As a CRMS Risk Operations Officer, the key responsibilities would include:

• Credit Risk Control, Legal Documentation and Collateral Process Management
  • Ensure Credit Approvals are in compliance and accordance to Citi Global Credit Policies and applicable local regulations.
  • Ongoing review and monitoring of customer collateral levels and performing required actions to align credit limits with collateral level.
  • Drafting of legal and security documents to be executed for credit facilities sanctioned to customers.
  • Review and ensure completeness and adequacy of credit documentations
  • Ensure accuracy of critical risk data elements across systems.
  • Actively contribute to various system / process enhancement projects.
  • Drive innovations in business processes and technologies by using standard software available within Citi applications
  • Adopt industry best practices exercises to ensure that CRMS is adequately performing the due diligence checks within Citi
  • Create utilities for information gathering and sharing, which will enable better business decision-making tools to mitigate risks within the process.

Key stakeholders – Business, Credit, Risk, Legal, Compliance, Vendor Management

Req Qualifications: Skills Required:
• Bachelors Degree or equivalent
• Proficient in MS Office – (Excel, PowerPoint, Word)
• Basic knowledge of Companies Act, Partnership Act and other such legislations
• Basic knowledge of credit and banking products
• Basic knowledge of risk management concepts
Apart from the above, the candidate would ideally require – 
• Strong organizational skills, including ability to work independently, multitasking, prioritize workload, demonstrate attention to detail and meet deadlines
• Highly proficient written and verbal communication skills, including ability to communicate concisely, removing uncertainty and ability to coordinate within teams across businesses.
• Strong interpersonal skills, including ability to work as a team player and a willingness to take initiative and expand responsibilities rapidly
• Ability to work as a team to meet stringent deadlines and deliver on complex projects when required.