Credit Limit Maintenance Manager - Assistant Vice President
Citi Bank
8 - 10 years
Mumbai
Posted: 24/08/2025
Job Description
Discover your future at Citi
Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.
Job Overview
Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.
The Credit Maintenance Senior Analyst is an intermediate level position responsible for capturing and recording data on credit exposures, obligors and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to coordinate and maintain data quality in credit systems, monitor and report credit exposure, escalate deficiencies and recommend delinquent strategies in alignment with overall credit policies.
In this role, you’re expected to:
- Prepare complex Credit Approvals (CA) and track CAs during approval process, following up when necessary and ensure approvals are received in compliance with policy/recorded in database accurately
- Assist businesses by responding to information needs and contribute to the development of Global Risk Review (GRR) reports and other tools
- Review month end GRRs for assigned portfolio segment(s) following data quality process and submit or process adjustments verifying their accuracy
- Detect trends revealed in limit monitoring process to assess credit line needs, operational, or system needs
- Apply in-depth knowledge and contribute to the development of new techniques and processes
- Assume informal/formal leadership role within teams as well as coach and train new recruits
- Involved in the coaching and training of new recruits
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
As a successful candidate, you’d ideally have the following skills and exposure:
- 8-10 years of relevant experience
- Demonstrated analytical skills
- Demonstrated leadership skills
- Consistently demonstrates clear and concise written and verbal communication
Education:
- Bachelor’s degree/University degree or equivalent experience
About Company
Citi Bank, officially known as Citibank, is a global financial institution and the consumer division of Citigroup, a leading multinational banking corporation. Established in 1812, Citibank provides a wide range of financial services, including retail banking, credit cards, personal loans, wealth management, and investment banking. With a strong presence in over 100 countries, it serves millions of customers worldwide, offering both individual and business banking solutions. Citibank is known for its digital banking innovations, global reach, and commitment to financial inclusion and economic growth.
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