Credit Initiation Specialist - C04 - CHENNAI
Citi Bank
1 - 3 years
Chennai
Posted: 01/05/2025
Job Description
The Credit Initiation Specialist 4 is an entry level position responsible for assisting in assessing the ability of individuals, companies and institutions to meet the demands of loans, agreements and extended obligations in coordination with the Operations - Services team.The overall objective of this role is to minimize threats to the company by determining the terms or level of credit that can be granted without undue risk.
Responsibilities:
- Apply a higher credit authority limit, credit limits may vary depending on the country
- Support an expansive array of products/services under limited supervision
- Demonstrate technical/administrative expertise
- Apply understanding of how duties relate with others in the unit and how the unit integrates with others in accomplishing function objectives
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications:
- 1-3 years relevant experience
- Specialized functional area skills and basic knowledge of underlying professional/technical principles or standards
- Knowledge of broad work area procedures and activities
- Attention to detail and task accuracy
- Detailed knowledge of a wide range of specialized administrative/technical skills
- Must pass all local requirements from a policy standpoint to analyze credit viability
- Consistently demonstrates clear and concise written and verbal communication
Education:
- High School diploma or equivalent
About Company
Citi Bank, officially known as Citibank, is a global financial institution and the consumer division of Citigroup, a leading multinational banking corporation. Established in 1812, Citibank provides a wide range of financial services, including retail banking, credit cards, personal loans, wealth management, and investment banking. With a strong presence in over 100 countries, it serves millions of customers worldwide, offering both individual and business banking solutions. Citibank is known for its digital banking innovations, global reach, and commitment to financial inclusion and economic growth.
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